Accidentally Kicked in the Mouth While Babysitting...
by Michelle (San Francisco)
I was babysitting two boys (brothers that are 4 & 5 years old). I began tickling (teasing affectionate play) the 4 year old, when he accidentally kicked me in the mouth. My front veneer was broken. It costs $1,600 to replace.
Can I ask the parents of the child who kicked me in the mouth and caused my tooth to break to pay for it?
I let the parents know what happened that evening and they didn't offer any compensation or anything. I didn't say anything then because I didn't realize how expensive it was to fix. I'm wondering if I have any recourse. Thank you.
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ANSWER for "Accidentally Kicked in the Mouth While Babysitting...":
Michelle (San Francisco):
You do have some recourse. Depending upon your relationship with the parents you can contact them and ask them if they would volunteer to pay for your dental costs. If not ask them for the name of their homeowners insurance company together with the telephone and policy number.
Once you have that information contact the insurance company and file a claim. The insurance company will assign a “Claims Adjuster” to your claim. She will contact you and probably ask to take a recorded telephonic statement. That’s fine and is standard operating procedure.
The adjuster will also speak with the parents. As long as they cooperate and don‘t dispute what happened you shouldn't have any problem being reimbursed for your dental bills.
The final option would only come into play of the parents refuse to cooperate. If that happens you can always consider filing a lawsuit against them in Small Claims Court. If that happens though, you will probably have to look for another babysitting job.
The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.
The accuracy of information provided on this site is not guaranteed. It is generic information for informal purposes only. It is NOT formal legal advice. Your use of this site does NOT create an attorney-client relationship. Before relying on any information found in this site you should consult with a licensed attorney in your state. If you are currently represented by an attorney, you should strictly abide by his/her counsel.