Auto Accidents Insurance Claim Question...

by Nelly
(La Mesa, California)

I was in a car accident and was injured. If I am using my personal medical insurance for treatment, does the party at fault still pay me the medical bills amount, or my insurance?

Visitor Question:
Disclaimer: Information provided in our response is NOT formal legal advice. It is generic legal information based on the very limited information provided. Under no circumstances should the information in our response, or anywhere else on this site be relied upon when deciding the proper course of a legal matter. Our response does NOT create an attorney-client relationship. Always get a formal case review from a licensed attorney in your area.

ANSWER for "Auto Accidents Insurance Claim Question...":

You will receive a settlement based upon what your insurance company has paid. More than likely, your insurance company will need to be reimbursed through a process known as indemnification. Many times, however they will accept less than they paid.

The problem with insurance is that the medical bills often do not include an amount – they reflect a zero balance.

If this occurs, talk with the billing department to make sure that the billing statements are clear so that you can actually put a dollar amount to the claim for a more specific value.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.

Best of luck,

Judge Calisi

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