Visitor Question

Broken Nose from Great Dane…

Submitted By: Sandra (Walterboro, SC)

I went to see friends at their house. When I went to go inside one of her dogs went to go out the door, so I bent down to stop it and her other dog (Great Dane) hit me and broke my nose. I have went to see an Ear, Nose and Throat doctor. He said I have a nasal fracture and need surgery.

My question is, what amount should I seek for pain and suffering? I do not work so I have no loss of income. I’m also worried about how this will impact my friends. I don’t want this to come between us. Thanks.

Disclaimer: Our response is not formal legal advice and does not create an attorney-client relationship. It is generic legal information based on the very limited information provided. Do not rely upon the information in our response, or anywhere else on this site, when deciding the proper course of a legal matter. Always get a personalized case review from a local attorney.

Answer

Dear Sandra,

Only you know how your friends will feel about having a homeowners insurance claim filed against them. If they are truly your friends, they should understand it was their dog’s fault, not yours, that your nose was broken. It’s not your fault you will require surgery.

Obviously the injury wasn’t intentional, but nonetheless they can’t expect you to pay for your own medical bills. That’s why people have homeowners insurance. It is meant to cover these kinds of circumstances.

The best way to determine what amount to ask for in your settlement would be to take your medical bills and multiply them by five times, or even higher. Your injuries are serious, especially as they will require surgery.

You would probably be best served by seeking the advice and counsel of a personal injury attorney. Without one you will have little, if any negotiating leverage with the insurance company. The insurance company may offer you two times your medical bills and say that’s all they’re going to pay. If that occurs, they know without an attorney there’s really nothing you can do about it. Unless of course you have the knowledge and experience to file your own lawsuit and take it to trial.

Most personal injury attorneys do not charge any fee for an initial office consultation. Speak with several. You have nothing to lose and everything to gain by doing so.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from a licensed attorney. Find a local attorney to give you a free case review here , or call (888) 647-2490.

Best of luck,

Published: September 19, 2013

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