I will try to keep this short. I was rear ended at a stop light. The other driver was 100 percent at fault. I drove myself to the emergency room afterwards because I was having bad back pain. I continued having pain and received 8 weeks of physical therapy. I also missed 6 days of work (had to burn vacation days), and 4 weeks of missing my kids soccer, among other things.
The other person's insurance paid my medical bills of $20K+. They have now offered me $7500, of which I have to pay my own insurance for fixing my car ($3400). To me this seems extremely low...thoughts? How can I get them to raise their offer? Thanks.
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ANSWER for "Compensation for back issues?":
The State of Oregon is a third party liability state. This means a victim of a car accident has several options, including:
- He can turn to his own insurance company for compensation for property damage and personal injury
- He can turn to the negligent party and his insurance company for the same
- He can sue the negligent party
From the facts you present, the liability of the driver who crashed into you is clear. There is no evidence you contributed to your own injuries.
Your medical bills are quite high, and so the offer of $7500 sounds extremely low. A more realistic initial demand should be anywhere from three times the amount of your medical bills, or $60,000.
Because of the seriousness of your injuries, and the insurance company's extremely low offer, you should contact an experienced personal injury attorney as soon as possible to discuss your case. A competent attorney will be able to secure a much higher settlement.
The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.
The accuracy of information provided on this site is not guaranteed. It is generic information for informal purposes only. It is NOT formal legal advice. Your use of this site does NOT create an attorney-client relationship. Before relying on any information found in this site you should consult with a licensed attorney in your state. If you are currently represented by an attorney, you should strictly abide by his/her counsel.