My husband is trying to get a new PCP. He has insurance through our place of work, Regence Blue Cross, and is 60 years old. He doesn't plan to retire in the next 5 years, but is being told by the PCP (where he is trying to get into) that they won't take him as a new patient because of his age and because he might have Medicare in the next 5 years.
Is this legal? Smacks of ageism, to us. Would this be considered discrimination based on age? Thanks for any information you can give.
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ANSWER for "Discrimination based on age?":
Sarah (Eugene, OR):
The Older Workers Benefit Protection Act of 1990 prohibits an employer from denying health insurance benefits to older employees because of their age. This also applies to benefits such as life insurance, pensions, and retirement benefits.
Unfortunately, the Older Workers Benefit Protection Act does not apply to health insurance companies themselves.
If though, your husband’s denial of health insurance was precipitated by a request through his employer for those benefits, then he has a legitimate claim against his employer under the Older Workers Benefit Protection Act.
The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.
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