The landlord at the apartment complex where I live turns on the sprinklers every night for a few hours. One cold morning the sprinkler's water from the night before turned into ice. As I was leaving my apartment I slipped and fell on the pavement and was injured.
What kind of aid can I ask the apartment's insurance for? How do I ask? Thanks.
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ANSWER for "Fall on Ice at Apartment Complex...":
It depends upon the nature and extent of your injuries. If you were injured and sought medical attention your request for compensation from the landlord would be based on your medical bills. If you were injured seriously you may also be entitled to compensation for your out of pocket expenses such as prescription and over the counter medications, lost wages, and even an amount for "pain and suffering".
If your injuries required medical attention contact the landlord immediately. Tell her the date and time you were injured and the nature and extent of your injuries. Present the landlord with any medical bills you may have. If, as a result of the fall you had to buy prescriptions or over the counter medications, or you missed work tell the landlord those amounts as well.
It is altogether possible your fall may have been caught on one of the apartment complex's security cameras. If so, that would inure to your credibility and benefit.
You must get the landlord's attention. What you are trying to do is have the landlord refer the entire matter to her insurance company. Once she does that you won't have to deal with the landlord anymore. Instead you can attempt to negotiate a settlement for your injuries with the insurance company.
The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.
The accuracy of information provided on this site is not guaranteed. It is generic information for informal purposes only. It is NOT formal legal advice. Your use of this site does NOT create an attorney-client relationship. Before relying on any information found in this site you should consult with a licensed attorney in your state. If you are currently represented by an attorney, you should strictly abide by his/her counsel.