How can I find out the other driver's auto insurance policy limits?
(Grand Chute, WI)
There was bodily injury in an auto accident. I live in the state of Wisconsin. I would just like to know how an attorney can find out what a driver's insurance limits are on his automobile policy? Are there laws that protect this information?
I have tried to find this out and the insurance company refuses to tell me. Why? How can I get this information? Thank you for any information you can give.
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ANSWER for "How can I find out the other driver's auto insurance policy limits?":
Kathy (Grand Chute, WI):
Unless an insurance company or its insured volunteers the information, the only way to learn the limits of another driver's liability and property damage coverage is to file a lawsuit.
Once a lawsuit is filed, the plaintiff, either pro se (meaning by him or herself) or their attorney, can file a subpoena duces tecum, or file interrogatories and/or requests for production.
A subpoena duces tecum is a subpoena of documents, normally requested prior to, or during the deposition of an at-fault party. In your case, to create and file interrogatories, requests for production, and a subpoena duces tecum will require an attorney.
That is not a legal requirement, but for all practical purposes, it would be very difficult for an injured party to know how to draft such documents themselves, and/or how to file a notice of intent to take deposition, and then to actually conduct a deposition.
The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.
Best of luck,
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