How Much Does Insurance Pay for Medical Bills in an Auto Accident?
by Joseph (Baton Rouge, LA)
I was involved in an auto accident where it was determined that the other driver was totally at fault. My insurance paid my medical bills at a negotiated price.
I'm wondering what amount does the at-fault driver's insurance pay, the actual bill which was $2,300 or the negotiated rate of my insurance which was $289?
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ANSWER for "How Much Does Insurance Pay for Medical Bills in an Auto Accident?":
Normally after a collision such as yours the at-fault driver’s insurance company pays for the medical and related bills. It is difficult to understand why your insurance company paid the bills.
To answer your question, the at-fault driver’s insurance company will pay the actual and same amount paid out by your insurance company, and will do so dollar for dollar. The negotiated rate here actually inured to the benefit of the at-fault driver’s insurance company. That doesn’t seem fair but it is true.
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