Visitor Question

Injury Demand Letter Questions…

Submitted By: Charles (Orlando)

After submitting a personal injury demand letter, is there a time frame in which a response is required? What would prevent an injury demand letter from being ignored? Are there any Florida statutes for reference?

Disclaimer: Our response is not formal legal advice and does not create an attorney-client relationship. It is generic legal information based on the very limited information provided. Do not rely upon the information in our response, or anywhere else on this site, when deciding the proper course of a legal matter. Always get a personalized case review from a local attorney.

Answer

Dear Charles,

There is nothing to prevent an insurance adjuster from ignoring your demand letter. For this reason, it is highly important that you make sure you have proof of some sort that the demand letter was transmitted (for example a fax confirmation sheet or proof of mailing).

Secondly, there are no statutes that are instructive on this issue. They are measured in reasonableness, therefore a period of 2-4 weeks seems appropriate. If you have verifiable means of submitting the demand letter and a reasonable time has elapsed, you will want to re-submit the letter with a time frame listed with language such as: Please respond to this letter within 10 days of receipt.

In all likelihood your demand was probably over-looked inadvertently because it is the goal of insurance adjusters to settle cases rather than ignore them.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from a licensed attorney. Find a local attorney to give you a free case review here , or call (888) 647-2490.

Best of luck,

Published: August 3, 2010

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