I was injured and I have been going to physical therapy for over 2 months, about twice a week. The insurance company says I'm not entitled to lost wages since I'm at home homeschooling my daughter.
My argument is that I've lost time going to PT twice a week. If I had the money I would have hired someone to watch my daughter and help her with her work, such as a substitute teacher. Instead we've lost this time. What can I do about this? Am I entitled to lost wages? Thank you.
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ANSWER for "Lost wages for homeschooling?":
Daphne (Columbia, SC):
You have a legitimate argument. If you were injured on the job and have workers' comp insurance, and your primary treating physician made clear you weren't ready to return to work, then you should be receiving about 2/3rds of your lost wages during the time your physician states you are unable to work.
Unless you were receiving some sort of income or benefits related to teaching your daughter at home, or you were receiving any other income during your physician-approved time away from the job, you should still be entitled to about 2/3rds of your lost wages during the time your treating physician states you are unable to work.
Contact a worker's compensation attorney. Most worker's comp attorneys will not charge for an initial office consultation. Bring along your therapy records as well as any other documents related to your work-related injury. Let the attorney review them.
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The accuracy of information provided on this site is not guaranteed. It is generic information for informal purposes only. It is NOT formal legal advice. Your use of this site does NOT create an attorney-client relationship. Before relying on any information found in this site you should consult with a licensed attorney in your state. If you are currently represented by an attorney, you should strictly abide by his/her counsel.