Low Speed Impact Injury...
This claim has been going on for nearly 2 years! We were stationary behind a bus that was picking up passengers when a car came around the corner and crashed into the back of us, injuring both myself and my partner.
I visited my general physician 3 times and also visited a medical expert provided through my solicitor (attorney). Both told me I had injuries to my neck and shoulder. The other party has admitted liability but are saying we could not of sustained injuries in a low speed impact crash. The third party was driving at least 30 mph.
They are now wanting to go into our medical records and we are going to court. I don't understand all this as it was clearly the third party's fault. Are we going to get any compensation or just a huge bill to pay for their solicitors? Thanks for any info you can give.
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ANSWER for "Low Speed Impact Injury...":
The legal system can be very frustrating. We live in a litigious society, whether in the United States or the UK. Unfortunately there is no law in the States, and as far as our research can tell us, in the UK, which proscribes individuals from not accepting responsibility for their actions.
In the case of the individual who ran into you it was probably not her, but her insurance company who made the decision to litigate the matter.
Insurance companies are hesitant to pay what they believe are questionable claims. The insurance companies normally take a firm stand about these cases they feel are questionbable. They actually have formulas they use to determine at what level they will accept responsibility for a claim, and at what level they will not.
Another reason they are hesitant to pay claims is to maintain their reputation; especially with Attorneys. Attorneys’ know which insurance companies are more likely to pay claims faster and easier than others.
Part of the formula used by insurance companies includes an allowance for the cost of Attorneys. Like most other companies, large and small, the cost of paying Attorneys is written off as a business expense, or the cost of doing business.
You can hope for a settlement, but be prepared to wait for months. The legal system moves very slowly.
The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.
Best of luck,
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