Visitor Question

Auto Accidents Insurance Claim Question…

Submitted By: Nelly (La Mesa, California)

I was in a car accident and was injured. If I am using my personal medical insurance for treatment, does the party at fault still pay me the medical bills amount, or my insurance?

Disclaimer: Our response is not formal legal advice and does not create an attorney-client relationship. It is generic legal information based on the very limited information provided. Do not rely upon the information in our response, or anywhere else on this site, when deciding the proper course of a legal matter. Always get a personalized case review from a local attorney.

Answer

Dear Nelly,

You will receive a settlement based upon what your insurance company has paid. More than likely, your insurance company will need to be reimbursed through a process known as indemnification. Many times, however they will accept less than they paid.

The problem with insurance is that the medical bills often do not include an amount – they reflect a zero balance.

If this occurs, talk with the billing department to make sure that the billing statements are clear so that you can actually put a dollar amount to the claim for a more specific value.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from a licensed attorney. Find a local attorney to give you a free case review here , or call (888) 647-2490.

Best of luck,

Published: September 3, 2011

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