Visitor Question

Car Crash Information Needed for Injured Pedestrian…

Submitted By: Danie (Harrison, NJ)

I was hit by a car while walking on the sidewalk. The driver was obviously at fault. I had a badly sprained ankle and could not walk for over a month. The problem is that the driver had no car insurance. So what can I do?

Disclaimer: Our response is not formal legal advice and does not create an attorney-client relationship. It is generic legal information based on the very limited information provided. Do not rely upon the information in our response, or anywhere else on this site, when deciding the proper course of a legal matter. Always get a personalized case review from a local attorney.

Answer

Dear Danie,

Without car insurance, you may be stuck. But lets look at some possible alternatives:

For one, does the driver have any other assets? If so, you may be forced to file a civil claim against the driver personally in hopes of obtaining a judgment and assets to which you might attach to satisfy the judgment.

If there are no assets, you may want to look at whether the vehicle was actually owned by the person operating it. People allow others to borrow their vehicles all the time and if this is the case, the owner may have insurance against which you would submit an injury claim.

Third, and probably the most difficult is to look at whether there was any external factor that caused the accident such as a faulty light signal or a downed stop sign. If the driver hit you due to the negligence of the city for failing to correct such conditions, you may also have a claim against the municipality, although these are very difficult.

No matter what, hopefully you have medical insurance and you will seek the best care possible for your injury.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from a licensed attorney. Find a local attorney to give you a free case review here , or call (888) 647-2490.

Best of luck,

Published: September 3, 2011

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