Visitor Question

How can I find out the other driver’s auto insurance policy limits?

Submitted By: Kathy (Grand Chute, WI)

There was bodily injury in an auto accident. I live in the state of Wisconsin. I would just like to know how an attorney can find out what a driver’s insurance limits are on his automobile policy? Are there laws that protect this information?

I have tried to find this out and the insurance company refuses to tell me. Why? How can I get this information? Thank you for any information you can give.

Disclaimer: Our response is not formal legal advice and does not create an attorney-client relationship. It is generic legal information based on the very limited information provided. Do not rely upon the information in our response, or anywhere else on this site, when deciding the proper course of a legal matter. Always get a personalized case review from a local attorney.

Answer

Dear Kathy,

Unless an insurance company or its insured volunteers the information, the only way to learn the limits of another driver’s liability and property damage coverage is to file a lawsuit.

Once a lawsuit is filed, the plaintiff, either pro se (meaning by him or herself) or their attorney, can file a subpoena duces tecum, or file interrogatories and/or requests for production.

A subpoena duces tecum is a subpoena of documents, normally requested prior to, or during the deposition of an at-fault party. In your case, to create and file interrogatories, requests for production, and a subpoena duces tecum will require an attorney.

That is not a legal requirement, but for all practical purposes, it would be very difficult for an injured party to know how to draft such documents themselves, and/or how to file a notice of intent to take deposition, and then to actually conduct a deposition.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from a licensed attorney. Find a local attorney to give you a free case review here , or call (888) 647-2490.

Best of luck,

Published: April 22, 2015

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