Visitor Question

Reimbursed from Insurance Company for Paid Time Off?

Submitted By: Betty (Chicago. IL)

I was injured in an auto accident about a month ago. I ended up taking 2 personal days off work to recuperate from the accident.

My office manager stated that since I am getting paid from my company and didn’t lose any income due to the accident, therefore I should not be reimbursed for my lost wages from the insurance company.

Is she right? Should I get paid for the personal days I took off because of the accident? Is there any other reimbursement I should be seeking? Thanks.

Disclaimer: Our response is not formal legal advice and does not create an attorney-client relationship. It is generic legal information based on the very limited information provided. Do not rely upon the information in our response, or anywhere else on this site, when deciding the proper course of a legal matter. Always get a personalized case review from a local attorney.


Dear Betty,

You are already being paid for your days off by your company. You apparently are precluded from “double dipping,” especially because the insurance apparently belongs to your company, and is not part of your own personal insurance policy.

If you had purchased a separate policy and paid the premiums out of your pwn pocket and separate from your company, you would have a right to any additional amounts you may have been entitled to from your own insurance company.

Your employer seems to be in the ‘Right” here.

If you want to be covered in the future, whether for separate health insurance, or other reimbursable policy, you won’t have to be preoccupied with these same issues.

If you still aren’t sure about your position vis a vis your company, read your employee manual. The information may be set out there.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from a licensed attorney. Find a local attorney to give you a free case review here , or call (888) 647-2490.

Best of luck,

Published: March 9, 2012

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