Visitor Question

Slip and Fall on Ice in a Restaurant Parking Lot…

Submitted By: Debbie (Illinois)

I fell on ice while walking into a restaurant and broke both hands. The landlord’s insurance company wants to settle and I’m fine with the settlement. They want my health insurance to pay for medical bills and they will pay my deductible and co-insurance.

I was never planning on making any money on this, so I am willing to sign. There hasn’t been any liens, yet. My questions are:

If I sign off on this, what will happen with my health insurance company? Is this common practice and they accept that they have to pay? If my loyalty is to my insurance, and I don’t sign the settlement, what happens next? Thanks for your help.

Disclaimer: Our response is not formal legal advice and does not create an attorney-client relationship. It is generic legal information based on the very limited information provided. Do not rely upon the information in our response, or anywhere else on this site, when deciding the proper course of a legal matter. Always get a personalized case review from a local attorney.

Answer

Dear Debbie,

Debbie:

Something doesn’t seem right here. Normally when a person is injured the at-fault party’s insurance company will pay the settlement fully out of their own funds. You should not have to file a claim with your own insurance company. That is ludicrous.

Before signing what we are sure will be a binding legal document you should seek the advice of a qualified personal injury attorney.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from a licensed attorney. Find a local attorney to give you a free case review here , or call (888) 647-2490.

Best of luck,

Published: May 7, 2011

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