Visitor Question

Teen Car Accident Insurance Question…

Submitted By: Teresa (Bradenton, FL)

I just have a quick question about a teen car accident…

If my daughter got into an accident with her car can they sue my husband or me? I am listed on the car’s insurance policy, he is her stepfather but he owns the house and two other cars. Will we be totally liable for this?

Disclaimer: Our response is not formal legal advice and does not create an attorney-client relationship. It is generic legal information based on the very limited information provided. Do not rely upon the information in our response, or anywhere else on this site, when deciding the proper course of a legal matter. Always get a personalized case review from a local attorney.


Dear Teresa,

Florida law states if a child is under the age of 16 and is involved in a collision the parents may be held liable for injuries caused to another.

If your daughter was 16 or older at the time of the collision the only other persons who might be liable would be the registered owner of the vehicle, if it is someone other than your daughter.

But don’t despair because if the victim of the collision decides to seek legal action your insurance should cover the all damages. The stepfather should have no liability whatsoever.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from a licensed attorney. Find a local attorney to give you a free case review here , or call (888) 647-2490.

Best of luck,

Published: September 12, 2017

How Much is Your Injury Claim Worth?

Find out now with a FREE case review from an attorney…

  • Your Accident
  • Your Claim
  • Contact Info
  • Your Evaluation

Leave a Reply

Your email address will not be published. Required fields are marked *