Should I see my auto insurance adjuster in person?
by Kurt (Racine, WI)
I was involved in a multiple car accident. I was not at fault, the driver who caused the 5 car accident was intoxicated. He was uninsured and did not have a valid license.
I am filing my claims through my own insurance carrier. I talked to them on the phone about my personal injury and now they want me to come into the office or come over to my house to talk to me. Should I go?
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ANSWER for "Should I see my auto insurance adjuster in person?":
It is very normal for the insurance adjuster to want to come to you. For one, if there is a damaged vehicle, they will come out and take photos. They are often called "field adjusters" for this very reason, because they spend most of their time in the "field" seeing parties who have been involved in accidents.
Secondly, they do this out of convenience. Often it is easier for them to get to you then for you to get to them, with things such as work, children, injuries or an undriveable vehicle limiting the insured or injured party from getting to the insurance office.
If you hire an attorney, they may want to be present or at least go over some protocol with you prior to your meeting with an insurance adjuster or providing a statement.
The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.
The accuracy of information provided on this site is not guaranteed. It is generic information for informal purposes only. It is NOT formal legal advice. Your use of this site does NOT create an attorney-client relationship. Before relying on any information found in this site you should consult with a licensed attorney in your state. If you are currently represented by an attorney, you should strictly abide by his/her counsel.