I was in a Holy Communion Church service and went in the kitchen to put the service items away. I slipped and fell in the kitchen. The floor was wet, it had been mopped during the service but there was no sign out (such as, "Wet Floor"). I had been attending this Church for approximately 23 years.
I'm wondering, will the insurance company give me a settlement without an attorney? They are paying my hospital bills but they have not offered me anything for pain and suffering. Thank you.
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ANSWER for "Slip and Fall in a Church...":
Sorry to hear of your fall. The settlement amount will normally include payment for your actual damages and your out of pocket expenses.
Those actual damages might be:
• Costs of ambulance • Emergency room • Doctors’ care • Hospital bill
The out-of-pocket expenses might be:
• Parking lots costs • Medications • Gasoline used for Drs'appointments • And other similar expenses.
The only way you will know if the insurance company is going to pay an additional amount for the pain and suffering you endured is to ask them. If they ask you how much you are seeking, a good rule of thumb would be about 3 times the amount of your medical, but not your out-of-pocket expenses.
It is highly improbable that the insurance company will agree to pay you any amount for pain and suffering. But you will not know unless you ask.
If the insurance company refuses to pay for pain and suffering you have two choices:
1. Sue the insurance company in Small Claims Court; or 2. Hire an Attorney to negotiate a settlement for you.
If you are not sure which path to take, contact a local qualified Personal Injury Attorney. Most Personal Injury Attorneys will not charge a fee for sitting down with you to review your case and your legal options.
The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.
The accuracy of information provided on this site is not guaranteed. It is generic information for informal purposes only. It is NOT formal legal advice. Your use of this site does NOT create an attorney-client relationship. Before relying on any information found in this site you should consult with a licensed attorney in your state. If you are currently represented by an attorney, you should strictly abide by his/her counsel.