Slip and Fall on Ice in a Restaurant Parking Lot...

by Debbie

I fell on ice while walking into a restaurant and broke both hands. The landlord's insurance company wants to settle and I'm fine with the settlement. They want my health insurance to pay for medical bills and they will pay my deductible and co-insurance.

I was never planning on making any money on this, so I am willing to sign. There hasn't been any liens, yet. My questions are:

If I sign off on this, what will happen with my health insurance company? Is this common practice and they accept that they have to pay? If my loyalty is to my insurance, and I don't sign the settlement, what happens next? Thanks for your help.

Visitor Question:
Disclaimer: Information provided in our response is NOT formal legal advice. It is generic legal information based on the very limited information provided. Under no circumstances should the information in our response, or anywhere else on this site be relied upon when deciding the proper course of a legal matter. Our response does NOT create an attorney-client relationship. Always get a formal case review from a licensed attorney in your area.

ANSWER for "Slip and Fall on Ice in a Restaurant Parking Lot...":


Something doesn’t seem right here. Normally when a person is injured the at-fault party’s insurance company will pay the settlement fully out of their own funds. You should not have to file a claim with your own insurance company. That is ludicrous.

Before signing what we are sure will be a binding legal document you should seek the advice of a qualified personal injury attorney.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.

Best of luck,

Judge Calisi

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