Teen Car Accident Insurance Question...

by Teresa
(Bradenton, FL)

I just have a quick question about a teen car accident...

If my daughter got into an accident with her car can they sue my husband or me? I am listed on the car's insurance policy, he is her stepfather but he owns the house and two other cars. Will we be totally liable for this?

Visitor Question:
Disclaimer: Information provided in our response is NOT formal legal advice. It is generic legal information based on the very limited information provided. Under no circumstances should the information in our response, or anywhere else on this site be relied upon when deciding the proper course of a legal matter. Our response does NOT create an attorney-client relationship. Always get a formal case review from a licensed attorney in your area.

ANSWER for "Teen Car Accident Insurance Question...":


Florida law states if a child is under the age of 16 and is involved in a collision the parents may be held liable for injuries caused to another.

If your daughter was 16 or older at the time of the collision the only other persons who might be liable would be the registered owner of the vehicle, if it is someone other than your daughter.

But don’t despair because if the victim of the collision decides to seek legal action your insurance should cover the all damages. The stepfather should have no liability whatsoever.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.

Best of luck,

Judge Calisi

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