Tore ACL a second time...

by Chris
(Cincinnati, Ohio)

I recently tore my ACL for a second time after 10+ years. The first time was in high school football. I had it repaired and played college ball without any issues. Yesterday, I slipped down the stairs and tore my ACL for a second time.

Would an insurance company see this as a preexisting condition? Would they deny compensation for this? How do I pursue a claim like this? Thank you for any information you can provide.

Visitor Question:
Disclaimer: Information provided in our response is NOT formal legal advice. It is generic legal information based on the very limited information provided. Under no circumstances should the information in our response, or anywhere else on this site be relied upon when deciding the proper course of a legal matter. Our response does NOT create an attorney-client relationship. Always get a formal case review from a licensed attorney in your area.

ANSWER for "Tore ACL a second time...":

Chris (Cincinnati, Ohio):

According to the Mayo Clinic, an ACL injury is the tearing of the Anterior Cruciate Ligament (ACL). The ACL is one of the major ligaments in the knee. ACL injuries most commonly occur during sports which involve sudden stops, jumping, or changes in direction such as basketball, soccer, football, tennis, downhill skiing, volleyball and gymnastics.

Your ACL injury will undoubtedly be considered a pre-existing injury.

If your fall was the result of a slippery or broken step, torn carpet, or other hazardous condition, you may have the basis of a personal injury negligence claim against the property owner. If this is the case, you can pursue the property owner for compensation relating to your injuries.

However, if your slip and fall was not caused by the negligence of a property owner, you may have to rely in your own medical insurance.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.

Best of luck,

Judge Calisi

P.S. Please help us out by sharing this site...

Click here to post comments

Return to Prior Injury Questions

How Much Is Your Claim Worth?

Find out now with a FREE case review from an attorney...

How Much Are Your
Injuries Worth?

Find out with a
free attorney review: