Uninsured Motorcycle Accident...

by Cory
(St. Petersburg, FL, US)

I was recently in a motorcycle accident and I do not have motorcycle insurance. I was on my motorcycle when I was side swiped by a merging car. When the police officer arrived the other driver was determined to be at fault and was issued a ticket.

Although I had a few minor visible injuries I refused to go to the hospital at the time. Later on that night I had surges of abdominal pain and decided to go to the hospital to make sure I didn't have internal bleeding. I did not.

Early this week I received a $11,000 medical bill. I would not have gone to the hospital if it wasn't for the other driver hitting me. I have no way to pay this bill because I do not have medical insurance.

Can I sue the driver who hit me for at least the amount of my medical bills? Should I get a lawyer?

Visitor Question:
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ANSWER for "Uninsured Motorcycle Accident...":

Cory (St. Petersburg, FL, US):

You don't necessarily have to sue the other driver. Instead contact the driver's insurance company. Because the other driver was ticketed you are on very strong footing.

Before you contact the driver's insurance company get a copy of the police report. The police report will confirm the issuance of a ticket to the other driver. It will also contain the name of the other driver's insurance company and possibly the phone number.

With the police report evidencing the other driver's fault there shouldn't be much of a problem getting reimbursed not only for you medical bills, but also for any additional out of pocket expenses you incurred such as prescription and over the counter medications. You can also make a claim for any pain and suffering you may have endured.

If you aren't sure how to proceed you can always seek the advice and counsel of a personal injury attorney. Most will not charge you for an initial office consultation. If you have questions about the process of reimbursement for your property damage or personal injuries, a personal injury attorney will be able to guide you through the process.

Without a personal injury attorney it will be difficult for you to be as effective as you should in the collection of monies for your injuries and related expenses. A personal injury attorney will not charge you any fee until and unless she either settles your case or wins it at trial. Even then the attorney will only charge a percentage of 33.3% or 40%, depending if trial becomes necessary.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.

Best of luck,

Judge Calisi

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