What is a Fair Personal Injury Settlement Amount?

by Debbie
(Wilmington, North Carolina)

We were rear-ended at a stoplight. The doctor said I got basic whiplash. Have still have pain in my neck and headaches. I also have elevated blood pressure since the accident. There was not much damage to the car. The adjuster wants to settle the personal injury for us for $500.00 each.

What is a fair personal injury settlement amount?

Visitor Question:
Disclaimer: Information provided in our response is NOT formal legal advice. It is generic legal information based on the very limited information provided. Under no circumstances should the information in our response, or anywhere else on this site be relied upon when deciding the proper course of a legal matter. Our response does NOT create an attorney-client relationship. Always get a formal case review from a licensed attorney in your area.

ANSWER for "What is a Fair Personal Injury Settlement Amount?":

Debbie (Wilmington, North Carolina):

Personal Injury settlement amounts are a direct correlation to the amount of the medical bills a person sustains. If you don't have any medical bills, the insurance company doesn't really have to pay much more than the property damage to your car.

Unless your doctor is ready to create a medical narrative conforming you suffered from whiplash and will require considerable therapy, you may not get past the $500.00 dollars. If your doctor will confirm your whiplash, you should consider retaining a personal injury attorney.

We certainly don't want to say you are lucky to have been offered $500.00 dollars, but in the absence of verifiable medical bills you might not have been offered anything at all. Often, when there are vehicular collisions with no personal injuries, insurance companies make nominal offers to the victims.

If you had to take time off from work to deliver and pickup your car from the body shop that might be a cost the insurance company would pay. But unless your lost wages amounted to over $500.00 dollars, there isn’t much more you could expect. You can always go back and tell them you deserve more than $500.00 dollars, but you really dont have much leverage.

Go back one more time and tell the Claims Adjuster your blood pressure has been elevated since the collision. Tell her you would feel much more comfortable with a settlement of $1,000.00 dollars. She may counter-offer at $750.00, but if she does, that will probably be as high as she will go.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.

Best of luck,

Judge Calisi

P.S. Please help us out by sharing this site...

Comments for What is a Fair Personal Injury Settlement Amount?

Click here to add your own comments

Get an attorney
by: tim

I had same thing and when it was all done in 2 weeks i received check for $12,500. You should get a personal injury attorney.

Click here to add your own comments

Return to Whiplash Injury Questions.

How Much Is Your Claim Worth?

Find out now with a FREE case review from an attorney...

How Much Are Your
Injuries Worth?

Find out with a
free attorney review:

TYPE OF ACCIDENT
AUTO ACCIDENT
PERSONAL INJURY
WORKERS COMPENSATION
MEDICAL ERROR
YES! I WANT FAIR COMPENSATION