What to Demand for an Accident?

by Emily
(Peachland, NC)

I was in a head on accident on my way home from work one morning. A lady crossed the center line and hit my car head on, totaling my car and injuring my right shoulder. I had several weeks of treatment at a Chiropractor. Now it's time to settle.

How much money should I ask for?

Visitor Question:
Disclaimer: Information provided in our response is NOT formal legal advice. It is generic legal information based on the very limited information provided. Under no circumstances should the information in our response, or anywhere else on this site be relied upon when deciding the proper course of a legal matter. Our response does NOT create an attorney-client relationship. Always get a formal case review from a licensed attorney in your area.

ANSWER for "What to Demand for a Head On Accident?":

Unlike treatment from medical doctors, insurance companies are reticent to award much more in compensation than the actual cost of the chiropractor and any reasonable out of pocket expenses.

However it's a good rule of thumb to demand from the insurance company an amount 3x your chiropractic bills. If your total chiropractic bills were, let say, $500.00 you should demand $1,500.00 PLUS the following:

1. Any lost wages

2. Any out of pocket expenses, such as heat packs and the approximate cost of gasoline used to go to and from your treatments. It also includes any parking fees or other out-of-pocket expenses you suffered as a result of the collision.

So if your chiropractic bills were $500.00 and your out of pocket expenses and loss of wages equaled $700.00 your demand should be $2,200.00.

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from an attorney licensed in your state. Find a local attorney to give you a free case review here, or call (888) 647-2490.

Best of luck,

Judge Calisi

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TYPE OF ACCIDENT
AUTO ACCIDENT
PERSONAL INJURY
WORKERS COMPENSATION
MEDICAL ERROR
YES! I WANT FAIR COMPENSATION