Dog attacks account for over a third of all homeowner insurance claims, with more than 600 million dollars paid out in dog bite and dog accident injuries each year.
When you or your family member have suffered serious injuries caused by a dog bite or dog-related accident, you have a right to expect the negligent dog owner to pay for your medical bills, pain and suffering.
But where will the money come from, and how will you prove your case?
Compensation for Dog Attack Damages
When the dog owner has a homeowner’s insurance policy, the dog-bite victim can file an injury claim directly with the insurance company. But that doesn’t mean the insurance company will just hand over a settlement check.
The insurance company will do whatever it takes to minimize their “losses” meaning they will work hard to avoid large payouts to dog bite victims like you.
Negotiating Dog Attack Insurance Claims
10 Tips for Negotiating a Dog Bite Injury Claim Without an Attorney
Learn how you can negotiate a dog bite claim without an attorney and recover your hard costs from the dog owner’s insurance company.
6 Negotiation Tips to Boost Insurance Compensation for a Dog Bite Claim
Get a bigger payout from the insurance company for your dog bite injury with these tips for negotiating pain and suffering compensation.
Sample Insurance Negotiations for Dog Bite Injuries
See our helpful hints as you follow a sample dialogue between a dog bite victim and the insurance adjuster as they negotiate an injury claim settlement.
What if the dog who attacked you is owned by a person who doesn’t have homeowner’s insurance?
When the dog owner isn’t insured, or the insurance company won’t play fair, it may be time to file a lawsuit.
If you need to file suit, or you’re just not sure what to do, contact a personal injury attorney. It won’t cost anything to meet with an attorney skilled in dog-bite cases.
Most dog bite lawsuits are settled by insurance companies before the case ever gets in front of a judge, for a much higher settlement amount than would have been offered to a dog-bite victim without legal representation.
With or without a lawsuit, be prepared to prove your dog-attack claim.
Proving Your Dog Bite Claim
Preparation starts with the victim identifying the attacking dog and the dog’s owner. Contact the dog’s owner directly or by sending a notification letter to tell them of their dog’s attack, and to make it clear you hold them responsible.
Find out everything you can about the state and local dog bite laws in your area.
There is always a case to be made if a dog owner violates leash laws or knowingly owns a banned or restricted dangerous dog breed.
Some state laws maintain a dog owner has strict liability for injuries caused by their dog. This means the owner is responsible for any dog attack injuries, even if the owner followed all the rules.
Other states have a “one-bite” rule that makes a dog-bite victim prove the owner did something wrong or failed to do what any reasonable dog owner would do.
To make it even more complicated, states have different laws about “contributory negligence.” That means your injury claim might be denied or reduced if the insurance company says you or your child did something to aggravate the dog or cause the attack.
You won’t be out-smarted by the big insurance company. When it’s time to make your demand for compensation, you’ll be ready.
We’ve prepared solid information, written by attorneys to bring you up to speed on damages to include in your claim, dog-bite liability laws, contributory fault rules, and more.
Did you know that more than half the kids under the age of 12 have been bitten by a dog?
We’ve even prepared a list of safety tips for parents to avoid dog bites to children, and a parent’s guide to lawsuits for under-age dog bite victims.
Make the most of state and local dog bite laws to increase compensation for your injuries and suffering after a dog attack. Get the money you need for your medical bills, lost wages and more.
Find out how the insurance companies will use the law against you. Beat them at their own game with the facts on dangerous dog laws and insurance company denials.
Children are particularly vulnerable to vicious dog attacks. Learn how a lawsuit may be your best choice to ensure adequate compensation for your child’s permanent scars and emotional trauma.
Kids and dogs seem to go together, but kids are severely injured every day by dog attacks. Here’s a simple guide for parents to help reduce dog bite injuries to children.
Dogs can cause serious injuries without biting. See how you can be compensated for dog-related injuries from falls, bicycle and motorcycle accidents, car crashes, and more.
You love your dog – then the worst happens. Here’s what you need to know if your dog attacks someone else’s pet, or your dog is hurt or killed by another dog.
How Much is Your Injury Claim Worth?
Find out now with a FREE case review from an attorney…
Dog Attack Questions and Answers
A postal worker got bitten when a scared dog pushed open the front screen door and thought the worker was coming in the house as…
I was outside on my property when a neighbor’s dog came into my yard. I tried to shoo it out of my yard and it…
Our neighbor came up to our fence late one night and started yelling at our dog, who was at our fence. He was barking and…
I was delivering pizza and a homeowner’s dog bit me twice. I had to get a stitch on the leg bite. My stomach aches from…
I was asked if I could keep a foster dog for two weeks for a person that fosters dogs while she went on Christmas vacation….
One afternoon my neighbor rang the doorbell. Some children visiting me opened the door before I could get there, and my dog got out and…
I live in Nevada and went back to my home town in North Dakota to hunt upland game. My nephew from Minnesota came too. We…
I have a Boxer who has never showed any aggression and does not have a history of biting. We had a pizza delivered today and…
While walking my dog, a dog attached to a very long chain on a porch charged aggressively, resulting in dog-dog fight on the sidewalk in…
One night, my sister and I were walking our two pet dogs. Some person jogged passed us from behind, and I think my dog saw…
I work as a delivery driver. While entering a client’s office I was bit on my lower leg by their dog. The bite broke the…
I got a severe dog bite of the lower leg resulting in 3 surgeries and a total of 6 months of recovery (since February 2013)….
A plumber would not stand still while my dog sniffed him. He made a quick move up the stairs and my dog bit him. After…
I’m a home health nurse and I went to a regularly scheduled appointment at a patient’s house (who was the homeowner). They had their dogs…
In January 2011, I was bit by a neighbor’s cat. The cat was on my property and appeared friendly so I pet the cat and…
I’m wondering what’s an appropriate dog attack injury claim amount for my case: On November 30, 2010 I was bitten on my right hand by…