Who Pays for Dog Attacks and How to Prove Your Claim for Injury Compensation

Dog attacks account for over a third of all homeowner insurance claims, with more than 600 million dollars paid out in dog bite and dog accident injuries each year.

When you or your family member have suffered serious injuries caused by a dog bite or dog-related accident, you have a right to expect the negligent dog owner to pay for your medical bills, pain and suffering.

But where will the money come from, and how will you prove your case?

Compensation for Dog Attack Damages

When the dog owner has a homeowner’s insurance policy, the dog-bite victim can file an injury claim directly with the insurance company. But that doesn’t mean the insurance company will just hand over a settlement check.

The insurance company will do whatever it takes to minimize their “losses” meaning they will work hard to avoid large payouts to dog bite victims like you.

Negotiating Dog Attack Insurance Claims

10 Tips for Negotiating a Dog Bite Injury Claim Without an Attorney 
Learn how you can negotiate a dog bite claim without an attorney and recover your hard costs from the dog owner’s insurance company.

6 Negotiation Tips to Boost Insurance Compensation for a Dog Bite Claim 
Get a bigger payout from the insurance company for your dog bite injury with these tips for negotiating pain and suffering compensation.

Sample Insurance Negotiations for Dog Bite Injuries
See our helpful hints as you follow a sample dialogue between a dog bite victim and the insurance adjuster as they negotiate an injury claim settlement.

What if the dog who attacked you is owned by a person who doesn’t have homeowner’s insurance?

When the dog owner isn’t insured, or the insurance company won’t play fair, it may be time to file a lawsuit.

If you need to file suit, or you’re just not sure what to do, contact a personal injury attorney. It won’t cost anything to meet with an attorney skilled in dog-bite cases.

Most dog bite lawsuits are settled by insurance companies before the case ever gets in front of a judge, for a much higher settlement amount than would have been offered to a dog-bite victim without legal representation.

With or without a lawsuit, be prepared to prove your dog-attack claim.

Proving Your Dog Bite Claim

Preparation starts with the victim identifying the attacking dog and the dog’s owner. Contact the dog’s owner directly or by sending a notification letter to tell them of their dog’s attack, and to make it clear you hold them responsible.

Find out everything you can about the state and local dog bite laws in your area.

There is always a case to be made if a dog owner violates leash laws or knowingly owns a banned or restricted dangerous dog breed.

Some state laws  maintain a dog owner has strict liability for injuries caused by their dog. This means the owner is responsible for any dog attack injuries, even if the owner followed all the rules.

Other states have a “one-bite” rule that makes a dog-bite victim prove the owner did something wrong or failed to do what any reasonable dog owner would do.

To make it even more complicated, states have different laws about “contributory negligence.” That means your injury claim might be denied or reduced if the insurance company says you or your child did something to aggravate the dog or cause the attack.

You won’t be out-smarted by the big insurance company. When it’s time to make your demand  for compensation, you’ll be ready.

We’ve prepared solid information, written by attorneys to bring you up to speed on damages to include in your claim, dog-bite liability laws, contributory fault rules, and more.

Did you know that more than half the kids under the age of 12 have been bitten by a dog?

We’ve even prepared a list of safety tips for parents to avoid dog bites to children, and a parent’s guide to lawsuits for under-age dog bite victims.

Using Dog Bite Laws to Increase Your Injury Compensation

Make the most of state and local dog bite laws to increase compensation for your injuries and suffering after a dog attack. Get the money you need for your medical bills, lost wages and more.

How Dangerous Dog Laws Can Hurt Your Injury Claim

Find out how the insurance companies will use the law against you. Beat them at their own game with the facts on dangerous dog laws and insurance company denials.

Lawsuit Guide for Dog Bite Attacks on Young Children

Children are particularly vulnerable to vicious dog attacks. Learn how a lawsuit may be your best choice to ensure adequate compensation for your child’s permanent scars and emotional trauma.

Dog Bite Safety Tips: A Parent Guide

Kids and dogs seem to go together, but kids are severely injured every day by dog attacks. Here’s a simple guide for parents to help reduce dog bite injuries to children.

How to Get Fair Compensation for Non-Aggressive Dog Injuries

Dogs can cause serious injuries without biting. See how you can be compensated for dog-related injuries from falls, bicycle and motorcycle accidents, car crashes, and more.

Who Pays When a Dog Bites Another Dog?

You love your dog – then the worst happens. Here’s what you need to know if your dog attacks someone else’s pet, or your dog is hurt or  killed by another dog.

Dog Attack Questions and Answers