I was involved in an auto accident where it was determined that the other driver was totally at fault. My insurance paid my medical bills at a negotiated price.
I’m wondering what amount does the at-fault driver’s insurance pay, the actual bill which was $2,300 or the negotiated rate of my insurance which was $289?
Disclaimer: Our response is not formal legal advice and does not create an attorney-client relationship. It is generic legal information based on the very limited information provided. Do not rely upon the information in our response, or anywhere else on this site, when deciding the proper course of a legal matter. Always get a personalized case review from a local attorney.
Normally after a collision such as yours the at-fault driver’s insurance company pays for the medical and related bills. It is difficult to understand why your insurance company paid the bills.
To answer your question, the at-fault driver’s insurance company will pay the actual and same amount paid out by your insurance company, and will do so dollar for dollar. The negotiated rate here actually inured to the benefit of the at-fault driver’s insurance company. That doesn’t seem fair but it is true.
Learn more here: What Insurance Covers Injury Claims?
The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from a licensed attorney.
Best of luck with your claim,
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