Visitor Question

How much should I counter offer for this car accident settlement?

Submitted By: Shari (USA)

I was rear ended on the highway while slowing down for traffic. I had some back and neck injuries.

I went to my doctor, then physical therapy followed by several months of chiropractic care.

Now the insurance company has offered me a settlement of $4,300. What would be a reasonable counter offer?

Disclaimer: Our response is not formal legal advice and does not create an attorney-client relationship. It is generic legal information based on the very limited information provided. Do not rely upon the information in our response, or anywhere else on this site, when deciding the proper course of a legal matter. Always get a personalized case review from a local attorney.


Dear Shari,

Personal injury settlements are based upon medical bills, out-of-pocket expenses and lost wages for the most part. Therefore, we would need to know these numbers to determine whether your settlement is fair and what an appropriate counter-offer would look like.

If your medical bills are low, for example under $1,500 I would say this amount is in the range of fairness. If your medical bills are above $2,000 however, you will need to do some re-negotiating.

Learn more here: How Much Are Your Injuries Worth?

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from a licensed attorney.

Find a local attorney to give you a free case review here, or call 888-972-0892.

We wish you the best with your claim,


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