A postal worker got bitten when a scared dog pushed open the front screen door and thought the worker was coming in the house as she delivered mail (mailbox on house).
The postal worker was not badly injured, just 2 small eye teeth marks, not full bites. She was screaming hysterically as well, which may have provoked the young dog to bite her. The dog is a Border Collie mix.
The postal worker returned to work the next day and did not require stitches, etc. This worker also had told several people in the neighborhood that she was afraid of all the dogs and especially German Shepherds, since she had been bitten by one.
My question as the dog owner is, can she sue me personally or my insurance for pain and suffering if she returned to work the next day? Do I have anything to worry about?
Disclaimer: Our response is not formal legal advice and does not create an attorney-client relationship. It is generic legal information based on the very limited information provided. Do not rely upon the information in our response, or anywhere else on this site, when deciding the proper course of a legal matter. Always get a personalized case review from a local attorney.
Based on the facts, it is unlikely the postal worker will sue you or your insurance company. Most personal injury claims, unless they are very serious, do not require lawsuits. Instead, most claims are settled before they reach a point where a lawsuit will be necessary.
Anyone can sue anybody, at anytime, for just about any reason. However, for a lawsuit to be viable will require a showing of negligence, proof of resulting injuries, and medical treatment.
Moreover, injured persons do not sue insurance companies, unless it can be demonstrated that an insurance company acted in bad faith.
Inasmuch as the postal worker returned to work the day after the biting incident, it can fairly be presumed her injuries were minor.
In the event you receive a letter from the postal worker or an attorney, contact your homeowners insurance company. They will defend you at no cost up to the maximum policy limits.
Learn more here: Compensation for Dog Attacks
The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from a licensed attorney.
Best of luck with your claim,
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