Structured Settlements Brokers: How to Select aBuyer of Structured Settlement Payments…

There are many structured settlements brokers out there. Selecting a great buyer is crucial when trying to get the highest payout for your settlement.

There are hundreds of brokers who will link you to funding sources, as well as a handful of major funding companies that will buy settlement payments directly. Consult multiple companies and compare quotes, you’ll get a feel for the market and have a better chance of choosing a good buyer.

Whether choosing structured settlements brokers or a funding company, consider the following:

  • Check out the company’s history.
  • How long has it been in existence?
  • Is there a listing of names of the company manager or owners?
  • What are their credentials?
  • Are they listed with the Better Business Bureau?
  • Do they list verifiable testimonials from customers or clients?
  • Do they provide a substantial listing of Frequently Asked Questions that show an in-depth knowledge of the business?
  • Do they indicate that it may be in your best interest to only sell a partial amount of your settlement and not the entire amount?
  • Do they list a dollar amount regarding the volume of cases they have handled?
  • Do you feel comfortable that no one is rushing you to make a hasty decision?
  • Do they have a process to provide free quotes?

Be aware that legislation in most states permits the assignment (selling) of settlement payments only after a judge’s approval. This is to look out for the seller’s (and their dependents’) best interests. Therefore, you will need your own lawyer to review the documentation provided by any structured settlements brokers you select.

The following are several companies which meet some of the above criteria. This listing is not an endorsement nor a recommendation of their services. You will need to conduct your own selection process and choose the best company for your needs.

J.G. Wentworth Advanced Funding was founded in 1992. It is a member of BBB OnLine® which is A Better Business Bureau® Program.

J.G. Wentworth is the only company in the industry to achieve AAA ratings by both Moody’s and S&P financial rating services. They were the original pioneer and founder of the advanced funding industry and they’ve maintained their position as the industry leader for over ten years. Their structured settlements are backed by close to $2 trillion in total assets.

At you’ll find a listing of client profiles and a detailed example of the steps involved in selling a structured settlement. When compared to other structured settlement brokers, their history and credentials are impressive. Their website is also user friendly and filled with vital information.

Fairfund Financial Group is a member of BBB OnLine® and they’ve been in business since 1978. Their Structured Settlement page (linked from the Services menu) is well written.

The website does not list key personnel; however, a Director is named on the BBB OnLine® company report which is viewable if you click on the BBB OnLine® logo. The site is user friendly, with a pro-customer feel.

Novation Capital is a member of the Better Business Bureau. The website doesn’t list what year the company was started nor do they list their management team.

The site does state that Novation has over twenty years as structured settlements brokers. They’ve purchased more than a billion dollars in structured settlement and other similar cash flows. Their website lists testimonials from previous customers and has a page detailing state laws on selling structured settlements.


As stated previously, caution should be exercised when reviewing structured settlements brokers. Do your research, compare quotes and make sure you sell only enough payments to cover the cash you need now.

*Company reviews are based on information available at the time of this writing.

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