Auto Accident Claims: How to Maximize Your Compensation

You must build a strong car accident claim to get maximum compensation. Learn about car accident injuries, settlement rules, and how to handle the insurance company.

More than 2.5 million Americans end up in the emergency room every year because of car accident injuries. Crash injuries are responsible for $18 billion in lifetime medical costs.¹

Vehicle accidents are the leading cause of personal injury cases in the United States. Accident injuries range from minor scrapes and bruises, to permanent disability and death.

When you’re injured in an accident caused by someone else, you have the right to expect fair compensation for your medical costs, related expenses, lost wages, and your pain and suffering.

Most injury claims are made to the at-fault driver’s insurance company. For severe or complicated injury claims, your personal injury attorney may need to file a lawsuit against the at-fault parties.

Whatever your circumstances, your financial future will depend on building a strong injury claim. We’ve organized the latest car accident and injury information just for you.

Here’s where you’ll learn how to maximize your compensation for car accident injuries. You don’t have to face the big insurance companies on your own.

Start building your insurance claim from the moment of impact. Use these plain-language guides to understand what it takes to prove fault, the importance of evidence, and how to deal with the insurance company.

Don’t settle for less. Learn how to get the compensation you deserve for your car accident claim.

Types of Vehicle Accidents

While no two accidents are exactly alike, each type of vehicle accident has its own unique factors. A bus accident claim is different from an ATV crash. Learn more about the type of accident that caused your injuries to get a head-start on building a strong claim.

Handling a Fender-Bender
Minor car accidents happen every day. Here’s what you need to know to protect yourself financially after a fender-bender.

Parking Lot Accidents
Don’t settle for less than you deserve after a parking lot car accident. Here’s how to build a strong insurance claim and maximize your compensation.

Rear-End Accident Claims
Who pays for your injuries after a rear-end accident? Here’s what you need to know to get fair compensation from the insurance company.

Head-on Accidents
Head-on accidents are the most lethal car wrecks on American roadways. Get the facts on settling personal injury and wrongful death claims for fair compensation.

Side-impacts and T-bones
Side-impact collisions often lead to high-dollar insurance claims. Here’s how to get the compensation you deserve for your injuries, pain and suffering.

Multiple-vehicle Accidents
Who pays when you’re injured in a 3-car accident? Here’s what you need to know about liability and compensation after a multi-vehicle collision.

Hit and Runs / Leaving the Scene
Who pays when a hit and run driver injures you? Learn how to get the compensation you deserve for your injuries and lost wages.

Pedestrians Hit by Cars
Here’s what pedestrians hit by cars need to know to get the compensation they deserve from the at-fault driver’s insurance company.

Motorcycle Accident Claims
Here’s how to file a successful motorcycle accident claim. Get the injury compensation you deserve from the at-fault driver’s insurance company.

Semi-truck/18-wheeler Collisions
Semi-truck accidents lead to high-dollar injury and death claims. Here’s how to seek fair personal injury compensation for your losses.

Public Transportation Injuries
Find out how to file a bus accident lawsuit and maximize compensation for your severe injuries, pain and suffering.

Taxi and Rideshare Accidents
Learn which insurance company owes you compensation if you’re injured in an accident involving an at-fault taxi or rideshare driver.

Bicycle-Car Collisions
If you’ve been hit by a car while riding your bike, you can file an insurance claim for compensation. Here’s how to build a strong bicycle accident claim.

When Motorists are At-Fault for Bicycle Accidents 
Winning a bicycle-car accident claim depends on proving the vehicle driver’s fault for your injuries. Learn how to establish liability.

ATV/Off-road Vehicle Injuries
Who pays when you or your child are in an ATV or other off-road vehicle accident? Here’s what you need to know about getting compensation.

Boating Accident Claims
Boating accidents can be tragic. Here’s what you need to know to get full compensation for your boat injury claim or lawsuit.

Leading Causes of Road Accidents

Drunk driving, speeding, and cell phones are among the leading causes of terrible traffic accidents. Find out how proving the other driver’s negligence will boost your compensation.

Drunk & Impaired Driving
How to gather evidence for a successful insurance claim after being hit by a drunk driver. Get the compensation you deserve for your injuries.

Cell Phone Distractions
Don’t settle for less than you deserve after getting injured in a cell phone car accident. Here’s how to prove the other driver’s fault and get a fair settlement.

Texting While Driving
Here’s how to maximize your compensation for injuries from a texting and driving accident. Build a strong personal injury claim and get a fair insurance settlement.

Falling Asleep While Driving
Learn how to maximize your injury compensation by building a strong insurance claim against the driver who fell asleep at the wheel.

Poor Road Conditions
You can seek full compensation when you’re injured in an accident caused by poor road conditions. But you have to act fast. Here’s what you need to know.

Common Auto Accident Injuries

The cost of your medical care is a major factor in the value of your injury claim. From soft-tissue injuries to permanent disability, here’s what you need to know about common accident injuries.

Whiplash and Other Neck Injuries
Learn the Dos and Don’ts of whiplash injury claims to protect your rights and get full compensation from the at-fault driver’s insurance company.

Spinal Cord and Back Injuries
Are you suffering from a car accident back injury? Learn about types of back injuries and treatments, and how to build a strong personal injury insurance claim.

Concussions and Other Head Injuries
Head injuries from car accidents are high-dollar claims. Here’s how to strengthen your insurance claim and boost your compensation.

Knee, Ankle and Leg Injuries
Whether you’ve suffered a sprained ankle or a disabling knee injury in a car accident, you deserve fair compensation for your leg injury claim.

Auto Insurance Explained

Each state has different insurance and compensation rules. Learn how you can be eligible for compensation, even if the accident was partly your fault, or when you must use your own insurance.

How Insurance Companies Handle Claims After an Auto Accident
Insurance companies are supposed to fairly compensate victims, but that’s not always what happens after an accident. Here’s what you should know about auto insurance claims.

Understanding How Auto Insurance Policies Cover Injury Claims
Here’s what you need to know about auto insurance coverage for injury claims. Get the compensation you deserve after a car accident.

No-fault Insurance
What you need to know if you live in a mandatory no-fault insurance state, and how to get fair compensation from your insurance company.

What You Should Know About Underinsured Motorist Injury Claims
Injured by a driver with minimal insurance? Learn how to increase your compensation with underinsured motorist coverage.

Guide to Bad Faith Auto Insurance Claims and Punitive Damages
Insurance companies don’t always treat claimants right. You might be eligible to seek a punitive damage award for bad faith claim handling.

Pure Contributory Fault
Learn why the insurance company can deny your injury claim in contributory negligence states, and how you can fight back.

Pure Comparative Fault
Here’s how you can seek financial compensation for your damages, even when the insurance company blames you for the accident.

50% Modified Comparative Fault
You can still get compensation, even if you share some blame for the accident. Learn how the 50 percent comparative fault rule will affect your claim.

51% Modified Comparative Fault
Learn how insurance companies use the 51% bar to reduce or deny compensation to injury victims. Here’s how to get the settlement you deserve.

Uninsured Motorist Injury Claims
Injured by a driver with little or no insurance? Learn how to increase your compensation for Uninsured and Underinsured Motorist claims.

How to File a First-Party Claim on Your Auto Policy
Here’s how to file a first-party injury claim with your own insurance company, and what you can do if the company doesn’t treat you fairly.

Dealing with the Insurance Company

Some claims can be settled directly with the insurance company, for others you’ll want to hire an experienced personal injury attorney to fight for you. Either way, you’ll be in a stronger position by understanding how to deal with the insurance company.

How to Build a Personal Injury Claim After a Car Accident
Here’s what you need to do after a car accident to build a successful personal injury claim. Get the insurance compensation you deserve.

What Injured Passengers Should Know About Auto Insurance Claims
Find out who should pay for passengers injured in a car accident and what to expect from their insurance companies.

Calculating Personal Injury Compensation
A beginner’s guide to calculating your claim value and backing it up with strong evidence to negotiate a good settlement.

How to Negotiate a Car Accident Claim Without a Lawyer
Maximize your injury compensation by negotiating your car accident claim directly with the insurance company. Here’s how to get a fair settlement.

Filing a Property Damage Claim After a Car Accident
Get fair compensation for your wrecked car and ruined personal items. Here’s what you need to know about filing claims for property damage after an auto collision.

Writing a Notification Letter
How to notify the insurance company of your intent to file a personal injury claim. Includes sample notification letters for different injury scenarios.

How to Write a Demand Letter
Look like a pro when you demand compensation from the insurance company using a sample letter template. Also includes an instructional video.

5 Steps to Successfully Negotiating a Car Accident Claim 
Boost your injury compensation by knowing how to effectively negotiate your car accident claim with the insurance company.

Mistakes to Avoid when Negotiating Your Accident Settlement
Avoid these costly mistakes when negotiating with the insurance company to make sure you get maximum compensation after a car accident.

12 Tips for Negotiating Hard Costs in a Car Accident Injury Claim
Use these tips to negotiate full reimbursement for all the bills and expenses relating to your car accident claim.

10 Tips for Negotiating Pain and Suffering After a Car Accident
Try these tips to persuade the insurance adjuster to pay fair pain and suffering compensation as part of your car accident claim.

Sample Car Accident Claim Negotiations 
Here’s where we walk you through a sample negotiation with an auto insurance adjuster and provide helpful hints for settling your own injury claim.

How Predetermined Fault Affects Car Accident Claims 
Proving fault is critical to winning your car accident case. Learn what counts as predetermined fault and how it can help your injury claim or lawsuit.

Paperwork Needed to Get Fair Compensation After an Auto Accident
The insurance adjuster will need a lot of documentation to pay you a fair settlement. Learn what documents you need to prove your injury claim.

Using Police Reports and Traffic Laws to Win Your Claim
Police reports and traffic tickets can prove who’s at fault for your damages. Here’s how traffic laws can help settle your car accident claim.

How Liability is Determined After a Car Accident
Get the ins and outs of how liability is determined after a car accident, and how it affects your personal injury claim and settlement.

Using Auto Accident Liability to Negotiate a Higher Settlement
Learn how insurance companies determine auto accident liability and what you can do to prove the other driver’s responsibility for your damages.

How Bicycle Helmet Laws Impact Fault for Auto Accidents 
Learn how insurance companies find fault with bicycle accident victims for not wearing a helmet, and how to fight for fair injury compensation.

Why Your Accident Claim Was Denied and What To Do About It 
Here’s what you need to know if your car accident claim is denied. Don’t let the insurance company’s adjuster have the last word.

Reasons You May Have to Sue Your Car Insurance Company
Sometimes you have to sue your own insurance company to get the compensation you deserve. Learn why auto insurers deny or undervalue claims and what you can do about it.

Using Arbitration to Resolve a Car Accident Settlement Dispute
Discover why participating in arbitration might be better than a lawsuit for settling your car accident injury claim.

Filing a Small Claims Lawsuit when Negotiations Break Down
When settlement negotiations fail, you may have to seek injury compensation through the courts. Here’s what you need to know about small claims courts.

State-Specific Car Accident Guides

More articles on safety and liability:

Car Safety in Other Countries
Driving outside of the United States can be unfamiliar and dangerous. Learn about auto safety abroad, including information on driving permits and impaired driving laws.

Ultimate Guide to Road Safety Apps
Find the right safety app to use with your hands-free device to avoid distractions, maintain a safe speed, and get emergency help when you need it.

Liability in Multi-Car Accidents
It’s often very difficult to determine who is to blame, and who should pay, in multi-car accidents. Learn how the rules of fault and strong evidence will affect your claim.

Facts About Drunk Driving
Here we give important resources and review facts about impaired driving. Learn about legal limits in each state, underage drinking, and the devastating effects of drunk driving.

Top Safety Tips to Avoid Deadly Bicycle-Car Accidents
Get important safety tips every cyclist should know to avoid bicycle-car accidents. Learn common causes of bicycle-car crashes and how to protect yourself.

Essential Guide to Driver and Traffic Safety
Millions of people are hurt or killed annually in motor vehicle accidents. From big rigs to foot traffic, here’s how you can safely navigate America’s roadways.

For a better understanding of different case types, here’s a variety of Car Accident Case Examples.

Auto Accident Claim Questions & Answers