Last week while driving on the freeway in Cypress, TX I bumped the car in front of me VERY slightly. The driver of the car I hit motioned me to pull over to the side so that he could examine his car.
He took the info on my license and insurance.
There was absolutely no damage, scratch to either vehicle, yet he took an unusually long time to examine his car. Finally, he said just forget everything and acknowledged that since there was no damage to his car he told me to forget the whole thing.
He did not want to call the police so none came. The only thing I did was to take his info and take a picture of his car.
However, a week later, I get an email from my insurance agent saying that a claim has been filed by the driver to cover non-existent damages to his car. I know I made a mistake but what can I do now?
Disclaimer: Our response is not formal legal advice and does not create an attorney-client relationship. It is generic legal information based on the very limited information provided. Do not rely upon the information in our response, or anywhere else on this site, when deciding the proper course of a legal matter. Always get a personalized case review from a local attorney.
I don’t think you made a mistake at all; Look, if there was no damage and no injuries, it is reasonable to expect that there would be NO LIABILITY.
So, from here, your insurance company will likely send an adjuster to his home or office to evaluate the damage, or lack thereof.
It is up to your insurance company to determine whether to accept or deny liability based upon what they see.
Hopefully you will not be in an accident in the future, however if you are, this will be a lesson learned.
Learn more here: Minor Collisions / Fender Benders
The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from a licensed attorney.
Best of luck with your claim,
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