My boyfriend was driving my car and got into an accident that was his fault. I didn’t have insurance and he got the ticket. The other party is now suing me for damages and I wasn’t even there when it happened.
My boyfriend has made payment arrangements with them and they still suspended my license. Can they do that? Can they sue me even if I wasn’t driving?
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Answer
Dear Alicia,
In the State of Tennessee the owner and driver of an uninsured vehicle involved in an accident can have their driver’s license suspended. Additionally, whether you were actually driving your car or not is irrelevant when it comes to a defense from a lawsuit filed by an injured party.
The owner of a vehicle which causes an accident is equally liable for damages caused by the driver of her vehicle. In your case you will be responsible individually and collectively with your boyfriend for the payment of the injured party’s damages.
You might check with the State of Tennessee Motor Vehicle Department. In many cases when a payment plan has been established with the injured party, the driver and owner’s drivers license suspension can be probated until such time as the damages are paid. In that same case, if your boyfriend defaults on his payments, both of your licenses will be automatically suspended regardless of any payment plan.
Learn more here: Tennessee Car Accident Guide
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