Visitor Question

Whiplash Injury Claim with Back Spasm

Submitted By: Danielle (Canada)

I was struck about 7 months ago from a car driving behind me. I attended physio twice a week for about 5 months. I had whiplash and severe muscle spasm in my back.

My first offer was $9,000. I wanted somewhere around $1,200, I asked for $1,500, how much more can they offer if there first offer was $9,000?

Disclaimer: Our response is not formal legal advice and does not create an attorney-client relationship. It is generic legal information based on the very limited information provided. Do not rely upon the information in our response, or anywhere else on this site, when deciding the proper course of a legal matter. Always get a personalized case review from a local attorney.


Dear Danielle,

An offer from an insurance company is based upon certain factors such as your medical bills, out of pocket expenses and lost wages.

Typically the insurance company does not offer their final figure straight away so if they have started at $9,000.00, my guess is that there is more money available to you.

As a general rule of thumb, settlements are 2.5 to three times your medical bills plus out-of-pocket expenses and lost wages.

Without knowing your total medical bills, its hard to say whether this settlement figure is fair under the circumstances, however if you use that little formula, you will be able to gauge how much money is potentially on the table.

Learn more here: Whiplash Injury Compensation

The above is general information. Laws change frequently, and across jurisdictions. You should get a personalized case evaluation from a licensed attorney.

Find a local attorney to give you a free case review here, or call 888-972-0892.

We wish you the best with your claim,


One comment on “Whiplash Injury Claim with Back Spasm

  1. Anonymous says:

    Ask for another $1,000. Then accept the settlement. They are already offering more than your injury is worth.

Leave a Comment

Don’t ask a personal injury question here – comments are not reviewed by an attorney. Ask your question on this page. Required fields are marked *